Framework — Roth IRA
A Roth IRA is where the Frame can stay simple and stay patient.
Inside a Roth, the job is usually long-term compounding with fewer tax headaches. That makes Build the anchor and makes Roam easier to justify. Earn and Park still have roles, but the account should not be cluttered with gimmicks.
Long horizonTax-free growthKeep the jobs clean
What usually belongs here
- Build as the anchor.
- Roam for international balance.
- Earn only if the investor wants a dividend sleeve.
- Park if the investor wants a cash-like sleeve inside the account.
What usually does not belong here
- Needlessly complex high-turnover strategies.
- A Dare slot that crowds out the rest of the portfolio.
- Duplicating the same stock exposure across multiple slots.
Where it fits
Where it fits: Use this page when the investor has a Roth IRA and wants to understand which slots are most natural in a tax-advantaged account.