Tool — Build Your Frame

Build one portfolio that explains itself.

The Frame Builder turns the Five Fund Framework into a finished plan: exact dollar allocations, monthly contribution splits, and a broker-fit recommendation. Free, and nothing to sign up for. It answers one question — how should this portfolio be shaped — which is one line of a real balance sheet.

Build → Broker fit → Keep it current with Richard Core Three / Full Frame / Full Five Educational analysis, not advice
Shape the Frame

Start with a life stage, then tune each slot. The result updates live and never dead-ends before the CTA area.

1. Pick a life stage
2. Set the money
3. Set the slots
Park
5%
Money you might need tomorrow. Safety first.
SGOV — iShares 0-3 Month Treasury Bond ETF
$0
Earn
10%
Money that pays you while you wait. Income with a job.
SCHD — Schwab US Dividend Equity ETF
$0
Build
55%
Money that compounds into tomorrow. The engine of the Frame.
VOO — Vanguard S&P 500 ETF
$0
Roam
20%
Money that does not bet one country. The global reality check.
VXUS — Vanguard Total International Stock ETF
$0
Dare
10%
Money you can afford to lose. The capped conviction slot.
Reader's choice
$0
The default preset is balanced. Adjust one slot and the others rebalance around it.
Commercial note: this page is the first step in the funnel. Build the Frame, save it, then use the broker recommendation to implement it.